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The watt.ma billing engine is independent of the payment provider. Whether you connect a CMI account or Stripe, tariff calculation, invoice generation, and revenue tracking follow the same logic. This flexibility lets you activate multiple providers in parallel and assign a payment method per context (public, residential, fleet).

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Payment Architecture

watt.ma calculates the amount due from the charging session data (kWh, duration, rate). The payment provider receives this instruction and transmits the debit to the banking network. The status feedback (successful, failed, refunded) is synchronized in the watt.ma interface for centralized tracking.

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Supported Payment Methods

Single card payment

The driver enters their bank card for a one-time payment. The payment method is not saved to the profile. Suitable for visitors and public chargers.

Saved payment method

The driver links a card or account to their watt.ma profile. Recurring invoices are debited automatically. Available starting with the Production plan.

CMI QR code

Scan a QR code displayed on the charger or phone, pay via the Moroccan banking app. Available now, with native integration into the CMI network.

Stripe

International Visa and Mastercard cards, recurring debit, refunds, and multi-currency support. Integration in progress. Visit the dedicated page to join the pilot program.

Bank transfer

Payment by transfer to the syndicate or operator account. Reconciled manually in watt.ma. Common in co-ownerships and B2B billing.

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Where Payment Methods Are Used

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Activate a Payment Provider

1

Open Settings > Payments

Sign in to web.watt.ma, then go to Settings > Payments. This page lists the available providers for your organization.
2

Choose a provider

Click on the desired provider: CMI or Stripe. Each provider displays its status (active, pending configuration, unavailable).
3

Enter credentials

Enter the credentials provided by your bank (CMI) or your Stripe Dashboard account (publishable key, secret key, webhook endpoint). In test mode, you can use sandbox keys to validate the flow without a real debit.
4

Assign the provider to a site

For each site, open the configuration and select the default payment provider. You can assign CMI to the public site at the shopping center and Stripe to the destination site for tourists.
Payments are always expressed in Moroccan dirhams (MAD) for CMI flows. Stripe will allow multi-currency support when the integration is finalized. Check the roadmap for updates.
You can activate CMI and Stripe simultaneously within the same watt.ma organization. Assign each provider to different sites or user groups to cover all customer profiles.

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See Also

CMI Payments

Activate and configure QR code payment with the Centre Monétique Interbancaire.

Stripe

Pilot program, international cards, and recurring debits with Stripe.

Payment Lifecycle

Track every status of a payment attempt from creation to settlement.

Bank Reconciliation

Record transfers, reconcile collections, and manage discrepancies.